Finance

When purchasing abroad you must take many different things into consideration. Whilst it would be fantastic if we could simply pay cash for an investment abroad or for your holiday home, the reality is that most people need to borrow money from somewhere.

Many purchasers will use only 1 method to purchase, whilst others may use all 4 to stretch their finances as far as possible. Borrowing money against any asset always carries a risk, as it does when you borrow un-secured.

Interest rate fluctuations, currency fluctuations and local economics can always act against you as often as they act for you. It is important that you explore all options and understand the risks before deciding on your Investment strategy.

For more details on the 4 most common methods, please read below................

Foreign Mortgages (Bulgarian & Romanian)

This is the option for those who want to secure a loan against the asset they are purchasing abroad and is the most common method explored by our clients. 
 

UK Mortgages

Whilst we can arrange loans for first time buyers and prolific buy to let investors, most people looking for finance to purchase property abroad proceed with equity release against their main residence. 
   

UK Secured Loans

An alternative to equity release is to take a secured loan (or Second mortgage) against a main residence or a buy to let property.  
   

UK Un-Secured Loans

For those without property in the UK, or for those not willing to secure a loan against an asset, borrowing un-secured can be an easy and effective way to raise money to complete on a property in Bulgaria or Romania.  
   

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